What is a 401(k) plan?
A 401(k) is a U.S. employer-sponsored retirement plan allowing pre-tax employee contributions, often with employer matching, and tax-deferred growth.
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What is the difference between a traditional 401(k) and a Roth 401(k)?
Traditional 401(k)s offer tax-deferred growth with pre-tax contributions, while Roth 401(k)s provide tax-free withdrawals using after-tax contributions.
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